Standard Market Solutions for Hard-to-Place Clients

Reliable Access to Standard Markets
Tailored for Hard-to-Place Clients

Finding coverage for clients in hard-to-place industries can be challenging. Worksperity simplifies the process by giving agents access to a network of carefully selected standard market carriers that understand the unique needs of high-risk businesses.

Our standard market solutions are designed for clients that may not qualify for traditional policies elsewhere but still meet underwriting requirements for standard carriers with broader risk appetites. These carriers have been strategically selected for their ability to accommodate businesses that face roadblocks in traditional markets.

Why Agents Choose Worksperity for Standard Markets

Strategic Carrier Network

Access top-rated standard market carriers chosen specifically for their ability to write hard-to-place clients.

Competitive & Flexible Terms

Worksperity’s partners offer better pricing and coverage compared to restrictive traditional markets.

Streamlined Submission Process

Our fast and simple underwriting process ensures that agents can secure coverage quickly for their clients.

Beyond Standard Markets:
Alternative Solutions When Others Say No

Standard carriers don’t always have the appetite for tougher accounts, but that doesn’t mean coverage isn’t possible.
Worksperity provides solutions when traditional markets say no.

Simplified Workers’ Comp
with PayGo Programs

A premium-only master policy that eliminates year-end audits and ensures accurate billing using real-time payroll data—without changing HR functions.

Professional Employer Organization
(PEO) Solutions

A bundled HR and Workers’ Comp program offering simplified placement and competitive rates for clients struggling to secure coverage.

How Worksperity Supports Your Growth

Exclusive Access to 90+ Specialized Markets

Designed specifically for hard-to-place Workers' Comp clients

Quick Quote Turnaround

Fast responses for both standard and tough placements

Residual Commissions

Long-term profitability and competitive compensation for agents

Personalized Agent Support

Work directly with industry experts to secure the best coverage

Ready to Secure Standard
Market Coverage?

Submit your toughest Workers’ Comp cases and get direct access to competitive standard markets. Get direct access to top-rated carriers for Workers’ Comp placements that fit traditional underwriting.

Send a Submission