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Help Clients Move Beyond the Assigned Risk Pool
Worksperity gives agents the markets and strategies to secure better coverage
for businesses stuck in—or headed to—the pool.
Helping Agents Move Clients Beyond the State Pool
Assigned risk pools serve a purpose, but they’re rarely ideal. High premiums, inflexible coverage, and limited market visibility can hold businesses back.
Worksperity helps agents transition these clients into better coverage with real market options, strategic guidance, and underwriting support.
Why Assigned Risk Pools Create Challenges for Agents
Higher Premiums
State pool rates are often significantly more expensive than standard market pricing.
Limited Flexibility
Rigid underwriting, stricter terms, and little room for customization.
Fewer Carrier Options
Agents are limited to a one-size-fits-all state-run solution.
Hard to Exit
Without a clear improvement plan, businesses can get stuck in the pool year after year.
Lack of Risk Guidance
Pools rarely provide support to help businesses improve and return to standard markets.
How Worksperity Helps Agents
Transition Clients
Access to 90+ Specialized Markets
We work with carriers that actively consider assigned risk accounts and offer alternative paths forward.
Alternative Rating Models
Programs designed to bring down premiums for clients priced out of the standard market.
Underwriting Flexibility
Our partners assess the full business story, not just past placements or risk scores.
Strategic Risk Guidance
Help your client take measurable steps toward insurability and standard market eligibility.
Fast Quote Turnaround
Quick placement options for accounts stuck in the pool and needing immediate support.
The Assigned Risk Pool Isn’t the End of the Road
Clients in the pool aren’t unplaceable—they just need markets that see potential and partners who can guide the transition. Worksperity helps agents deliver both.
