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Simplifying Multi-State Workers’ Comp Coverage
Solutions for businesses that operate across multiple states.
The Challenges Faced With Multi State Coverage
State-by-State Regulations
Each state has its own Workers’ Comp rules, classifications, and compliance need. This creates coverage hurdles for businesses operating across state lines.
Limited Carrier Reach
Many carriers only write in select states, forcing agents to stitch together multiple policies and increasing the risk of gaps.
Multiple State Policies
Managing separate Workers’ Comp policies across multiple states can lead to billing headaches, policy gaps, and higher admin costs for agents and clients.
Inconsistent Rating & Pricing
Premiums, class codes, and modifiers vary state to state, making it hard to estimate costs or maintain rate stability.
Coverage Gaps Across Locations
When policies don’t align across states, businesses risk leaving employees unprotected in key areas of operation.
What Agents Need, And What
Worksperity Delivers
Simplified Policy Options
Consolidated multi-state coverage through carriers who understand compliance from coast to coast
Multi-State Ready Markets
Access to 90+ Workers’ Comp carriers with true geographic flexibility
Consolidated Multi-State Coverage
Replace multiple state policies with a single, streamlined solution that simplifies coverage and ensures consistency across every state.
Helping Agents Place Clients From Coast to Coast
Whether your client operates in 3 states or 30, Worksperity connects agents to markets that simplify coverage—not complicate it. You’ll get effective options from carriers that understand your clients needs and help consolidate multiple state polices into one effective solution.
